Our subsidiaries

A family of like-minded brands

Accord Mortgages
Accord Mortgages is our intermediary-only mortgage lender. Since launching in 2003, Accord has prided itself on both establishing and providing the specific needs of mortgage intermediaries.

Positioning themselves through the eyes of the mortgage intermediary, Accord Mortgage listen closely to what the intermediary requires to fully satisfy their customers’ needs through:

  • A fast, efficient and flexible underwriting process.
  • Appropriate products matching customers’ requirements.
  • An online service giving high speed approval in principle and applications, and offering full case tracking.
  • Full administration and case management support for all customers.

YBS Share Plans
YBS Share Plans has been a market leader in the provision of Sharesave Schemes to our corporate clients since it was first introduced in the Finance Act of 1980. And now they’re the joint largest provider of Sharesave Schemes - with 300 plus clients, 28% of the market and around 280,000 live accounts.

It doesn’t end there. In 2001 the government launched another employee share plan called the Share Incentive Plan (or SIP for short). YBS Share Plans successfully entered this market in June 2001 and now has 35 SIP clients. According to the latest HMRC (formerly known as the Inland Revenue) statistics, 467 Companies have introduced SIP - with only 152 listed on the main markets – giving YBS a 23% share of the market. Yet more proof of their great service.